Welcome to FundLadder. These Terms of Use (“Terms”) govern your access to and use of our website www.fundladder.in (the “Site”), operated by FundLadder (“we,” “us,” or “our”). By accessing or using this Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Site.

1. Use of the Site

You agree to use the Site for lawful purposes only. You are responsible for your use of the Site and for ensuring that your use complies with all applicable laws, rules, and regulations.

You may browse the Site and use its features, content, and tools for personal, non-commercial purposes. You may not copy, reproduce, distribute, modify, or exploit any part of the Site for commercial purposes without prior written consent.

2. No Financial or Investment Advice
All information provided on FundLadder is for informational and educational purposes only. It is not intended as, and shall not be construed as, financial, investment, legal, or tax advice. We do not recommend or endorse any specific investment, financial product, or strategy.

You should always consult a qualified financial advisor before making any financial decisions. FundLadder does not assume any responsibility for your financial choices, and you agree that you use the information provided on this Site at your own risk.

3. User Conduct

When using the Site, you agree not to:

Use the Site in any manner that violates any applicable law or regulation;

Interfere with or disrupt the functionality of the Site or its associated servers;

Attempt to gain unauthorized access to any part of the Site or other users’ accounts;

Post or transmit any harmful, offensive, or inappropriate content;

Introduce viruses or other harmful code.

We reserve the right to suspend or terminate access for any user who violates these Terms or engages in inappropriate behavior.

4. Intellectual Property Rights
All content on this Site, including text, graphics, logos, images, software, and other material, is the property of FundLadder or its licensors and is protected by intellectual property laws. You may not use, reproduce, or distribute any content from the Site without our express written permission.

The FundLadder name, logo, and related marks are trademarks owned by FundLadder. Unauthorized use is strictly prohibited.

5. Third-Party Links and Content
The Site may contain links to third-party websites or resources. These links are provided for your convenience only. We do not control and are not responsible for the content, policies, or practices of any third-party websites. Accessing third-party sites is at your own risk, and we encourage you to review their terms and privacy policies.

6. Disclaimer of Warranties
The Site and all information, content, and services available through it are provided “as is” and “as available” without warranties of any kind, either express or implied. We make no representations or warranties regarding the accuracy, reliability, completeness, or timeliness of any content on the Site.

We do not guarantee that the Site will be available without interruption, secure, or error-free, or that any defects will be corrected.

7. Limitation of Liability
To the maximum extent permitted by law, FundLadder and its officers, employees, affiliates, agents, and partners shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use or inability to use the Site, even if we have been advised of the possibility of such damages.

This limitation includes damages for loss of profits, data, goodwill, or other intangible losses.

8. Indemnification
You agree to indemnify, defend, and hold harmless FundLadder, its affiliates, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses (including reasonable legal fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of another party.

9. Changes to the Terms
We reserve the right to modify or update these Terms at any time. Any changes will be effective immediately upon posting on the Site. It is your responsibility to review these Terms periodically. Continued use of the Site following any changes constitutes acceptance of the revised Terms.

10. Termination
We may suspend or terminate your access to the Site at our sole discretion, without notice or liability, for any reason, including if you violate these Terms.

11. Governing Law
These Terms shall be governed by and construed in accordance with the laws, without regard to its conflict of laws principles.

12. Contact Us
If you have any questions about these Terms, please contact us.

FundLadder does not offer personalized investment advice or recommendations. Any investment decisions you make are solely your responsibility. Please consult a qualified financial advisor before making any investment or financial decisions.

FundLadder is not liable for any loss or damage arising from the use of, or reliance on, the information presented on this website.

By using this website, you agree to this disclaimer and our terms of use.