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Home Loans

Owning a home is a dream for many, and with the right home loan, turning this dream into reality is easier than ever. Whether you’re a first-time homebuyer or looking to invest in a new property, a home loan provides the financial support needed to make your purchase smooth and hassle-free. With competitive interest rates, flexible repayment options, and quick approvals, securing a home loan has never been more convenient.

Why Choose Our Home Loan Services?

We understand that buying a home is a significant financial decision. Our home loan solutions come with customized features and benefits that ensure a seamless borrowing experience. Here’s why you should choose us:

Low Interest Rates

Get competitive and affordable interest rates.

Flexible Tenure

Choose a repayment period that suits your financial plan.

Quick Approval & Disbursement

Hassle-free processing with minimal paperwork.

New Home Loan

For purchasing a brand-new residential property.

Home Loan Balance Transfer

Shift your existing loan for better interest rates.

Home Renovation Loan

Upgrade or remodel your home effortlessly.

Home Construction Loan

For building your dream house from scratch.

Documents Required

The documentation process is straightforward and requires:

  • 1 Identity Proof: Aadhaar Card, PAN Card, Passport
  • 2 Address Proof: Utility Bills, Rental Agreement, Voter ID
  • 3 Income Proof: Salary slips, ITR
  • 4Property Documents: Sale agreement
  • 5 Bank Statements: Last 6 months’ bank statements

How to Apply for a Home Loan?

Our application process is quick, simple, and hassle-free.

  • 1 Identity Proof – Aadhaar, PAN, Passport, License
  • 2 Submit the online application form.
  • 3 Upload KYC and financial documents.
  • 4 Loan Assessment: We evaluate eligibility.
  • 5Approval & Disbursement: Loan amount transferred.

Loan Calculator

Get an approximate figure for the total monthly instalment payments along with a complete break-up of the home loan.

Loan Amount
Loan Duration

Rate of Interest

EMI Amount
Principal + Interest

Interest Payable

Your EMI Amount

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Frequently asked questions

Most home loans offer a tenure of up to 30 years, allowing flexible and affordable EMIs.

Your loan amount depends on factors like your income, credit score, and property value. Typically, lenders offer up to 80-90% of the property value.

 

A credit score of 700+ is preferred for easy approval. A higher score ensures better interest rates.

 

Yes, most lenders allow prepayment or foreclosure with minimal or no additional charges.

Yes, you can claim tax benefits up to ₹1.5 lakh on the principal amount under Section 80C and up to ₹2 lakh on interest paid under Section 24(b).

 

Loan approval usually takes between 5 to 10 working days, depending on document verification and eligibility.