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Personal Loan

A personal loan is a quick and hassle-free way to meet your financial needs, whether it’s for a medical emergency, wedding, travel, education, or home renovation. With flexible repayment options, competitive interest rates, and minimal documentation, personal loans provide instant liquidity without requiring collateral.

Why Choose Our Personal Loan?

Enjoy quick loan approvals in minutes with minimal documentation. Benefit from flexible repayment tenure tailored to your needs. No collateral is required, ensuring easy eligibility, and competitive interest rates make EMIs affordable.

Features & Benefits of Our Personal Loan

Instant Loan Approval

Get fast loan approval online and receive funds instantly.

Loan Amount Up to ₹25 Lakhs

Personal loans from ₹50k to ₹25L cover all financial needs.

Flexible Repayment Tenure

Choose a 12-60 month tenure to plan EMIs per finances.

No Collateral or Security Required

Personal loans require no asset security.

Transparent & Competitive Interest Rates

Competitive rates, no hidden charges, transparency.

Hassle-Free Online Process

Apply online for a hassle-free loan.

Apply for a Personal Loan

  • 1Check eligibility with our calculator.
  • 2Submit a simple application form.
  • 3 Upload documents: Identity, income, bank.
  • 4Loan approval and instant disbursal.

Documents Required

  • 1Identity Proof – Aadhaar, PAN, Passport, License
  • 2 Address Proof – Bills, Aadhaar, Voter ID, Passport
  • 3 Income Proof – Salary Slips, Bank Statements
  • 4 Self-Employed – ITR, Business Proof

Who Can Apply for a Personal Loan?

✔️ Salaried individuals (private and government employees)
✔️ Self-employed professionals (business owners, freelancers)
✔️ Minimum age – 21 years
✔️ Maximum age – 60 years
✔️ Minimum monthly income – ₹20,000

Frequently asked questions

Loan approvals can happen within minutes if you meet the eligibility criteria and submit the required documents. The disbursal usually takes 24-48 hours.

 

You can apply for a loan between ₹50,000 and ₹25,00,000, depending on your income, credit score, and repayment capacity.

 

No, personal loans are unsecured, meaning you don’t need a guarantor or collateral.

 

Your loan eligibility is based on income, credit score, employment stability, and repayment capacity. A higher credit score (750+) improves your chances of approval.

 

Yes, you can prepay or foreclose your loan. Some lenders may charge a prepayment penalty, so check the terms before applying.

 

Missing an EMI can lead to late payment penalties, negatively impact your credit score, and affect future loan approvals. It's advisable to set up auto-payments to avoid this.